Terms of Use
By accessing this site, you agree to be bound by these terms of use.  Electronic Payment & Transfer Corp reserves the right to change these terms of use at any time, at its own discretion and without notice to you; however, all such changes will be posted to this site.

Copyright. Copyright 2004-2008 Electronic Payment & Transfer Corp ("EP&T").  All rights reserved.  All text, formatting, images, graphics, animation, videos, sounds, trademarks, logos, and affiliate company names and other materials on this site are subject to the intellectual property rights of EP&T, its affiliates, and their respective licensors and licensees.  These materials may not be copied, reverse engineered, decompiled, or disassembled, nor may these materials be modified, re-posted to other web sites, framed, deep linked to, or otherwise redistributed in any form.  Nothing contained on the site shall be construed as granting any license or right to use any EP&T trademark, intellectual property right or copyrighted material without EP&T's prior written permission.

Limited right to use. The viewing, printing, or downloading of any content from this site grants you only a limited, nonexclusive, revocable license for use solely by you for your own personal use and not for republication, distribution, assignment, sublicense, transfer, sale, preparation of derivative works or other non-personal use.  Except for the limited rights expressly granted herein, all right, title, and interest in and to the site and all materials contained therein are reserved by EP&T.  Your right to access this site may be terminated any time by EP&T without notice.

System integrity. You may not use any hardware or software intended to damage or interfere with the proper and timely functioning of the site or to surreptitiously intercept any system, data or personal information from the site.  You may not take any action which imposes an unreasonable or disproportionately large load on the site's network or other infrastructure.

Links to other web sites. The site may contain links to other web sites that are completely independent of this site.  EP&T is not responsible for the accuracy, content, or authenticity of the information or content in any such web site, or for the products and services offered or sold through any such linked web site.

Indemnification. You agree to indemnify, defend and hold EP&T and its business partners, staff and affiliates harmless from any liability, loss, claim and expense, including reasonable attorneys' fees and expenses, related to either your violation of these Terms of Use or your use of the site.

No representation or warranty. EP&T does not assume any responsibility or liability for the accuracy, completeness or authenticity of any information contained in this site.  THIS SITE AND ALL CONTENT CONTAINED HEREIN ARE PROVIDED TO YOU "AS IS" AND "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE HEREBY DISCLAIMED, INCLUDING ANY WARRANTY OF MERCHANTABILITY, NONINFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE.  NO INFORMATION OBTAINED BY YOU FROM EP&T THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN.

DISCLAIMER. WITHOUT LIMITATION, EP&T DISCLAIMS ALL WARRANTIES REGARDING THE AVAILABILITY OF THE SITE, THAT THE SITE WILL OPERATE ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT THE SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  YOUR USE OF THIS SITE IS AT YOUR OWN RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR ANY DATA LOSS THAT MAY RESULT FROM YOUR USE OF THE SITE, INCLUDING WITHOUT LIMITATION, DAMAGE RESULTING FROM COMPUTER VIRUSES.  IN NO EVENT SHALL EP&T BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR OTHER DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO PROPERTY DAMAGE, LOSS OF USE, LOSS OF BUSINESS, ECONOMIC LOSS, LOSS OF DATA OR LOSS OF PROFITS, WITHOUT REGARD TO THE FORM OF ACTION ARISING OUT OF OR IN CONNECTION WITH YOUR USE OR ACCESS OF THE SITE OR ITS CONTENT.